International medical insurance is designed to provide the policyholder with health cover in a large number of destinations across the world. Are you considering this type of health insurance? If so, read on to discover why you should start looking for a global medical insurance plan today.
By Team Savant
Image: Vika Aleksandrova
1. Make the Most Of the Best network Of Hospitals, Physicians, and Facilities
First and foremost, by taking out an international health insurance plan you will get access to the best network of medical centres, professionals and facilities across the globe, including online GP options. This ensures that you benefit from the best possible level of health care. No one wants to take risks or cut corners when it comes to something that is as important as their health. By taking out this type of policy, you can be certain that you will always experience the highest level of care and treatment. You are in control of your well-being. This is especially crucial in countries where the standard of public health care is not high. A lot of expats make the error of thinking the healthcare system in their new country is going to mirror what they currently experience. Rarely is this the case.
2. Financial Protection
Medical expenses can be extortionate. Without global health insurance you could find yourself facing an enormous bill. This is why it is recommended to take a policy out prior to your move, as opposed to waiting until you get to your new destination. Of course, make sure to do your research, such as discussing your needs with Bend insurance agent Steve Thill, or another insurance agent, before choosing a policy. If you fall ill, there is no telling how expensive the treatment could be.
Not only is the cost dependent on the type of illness you are suffering, but also the country you reside in and the hospital you are being treated at. You then have to take other factors into account as well, for example if you have stayed at the hospital overnight and whether you required medical transportation. It is easy for the costs to mount up. This can put anyone in an extremely worrying position. You can find yourself facing a bill that you simply cannot afford and thus you could be paying off the debt for many, many years. This is something no one wants to experience, which is why international health insurance is advantageous.
3. Ultimate Peace Of Mind
A global medical insurance plan gives you peace of mind. Knowing that your health and your finances are both protected can take a massive weight off your shoulders. Something you should never take a chance with is your health. However, by having this type of policy in place you can be confident that you have as much control as possible over your well-being, and this will certainly make you sleep easier.
4. Designed For Expats
Whilst worldwide health insurance plans can benefit a huge number of people, they are designed for expats first and foremost. Whether you have moved to a new location or you are on holiday in your home county, you know you are going to be protected at all times. Moreover, you have to take into account the fact that a lot of countries are now making health insurance mandatory for expats. You also have to consider that the public health systems in a lot of countries are of a much lower standard than what you may be used to. To rely on the state offering is an extremely risky approach to take, but international medical insurance means that you don’t have to. You also have the added benefit of dealing with medical staff at the hospital and advisors from the insurance company that will communicate with you in English.